Agreed! There is a big difference (IMHO) between “I got lucky — I don’t know what I’d have done if I hadn’t gotten that break,” and “I got lucky — fortunately my background and experience let me take advantage of that break.” (And then the other extreme, “With my background and experience, I don’t need luck.” Seriously?) It’s easier to be lucky than to be smart, but I think most people realize we’re more likely to be “lucky” when we’re smart.